Sample of Personal Hardship Letters
Below is a sample of personal hardship letters. There are many ways to write personal hardship
letters. This particular sample of personal hardship letters is for a homeowner to a banker asking the bank to
accept a short sale offer by a real estate investor.
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However, you can use this sample of personal hardship letters to
write one for different purposes such as a financial hardship letter to creditors, medical hardship
letters, and hardship letters to credit cards companies. We will be putting more examples of
personal hardship letters here in the near future.
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Sample of Personal Hardship Letter
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Dear Mr. Banker:
I have fallen behind in all my bills because [reason]. I cannot
work because [reason]. My wife cannot get a second job because [reason]. [State any other reasons
why you are in a bad financial situation such as your car was repossessed, etc.] We barely make
ends meet to put food on the table for our children.
Please work with my buyer [state reason]. I haven't had the money
to keep up with my house or pay for the repairs it needs. We have buckets in each room to catch the
water when it rains. [State how bad the condition of the house is and why you have not been keeping
up with the repairs.]
I don't know what else to do and really need your
help.
Sincerely,
Homeowner
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